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Sale of property with seizure - Malaga Viviendas
Specialists in Properties with Charges

Seizure does not have to be end. There is strategic plan to recover your assets.

Seizure does not mean inevitable loss of your property. Through professional and planned sale, we can cancel accumulated debt, stop late interest and release remaining capital before auction arrives.

check_circle Total cancellation of debt and discount negotiation
check_circle Protection of your credit history (ASNEF/RAI)
check_circle Strategic sale before reaching public auction
check_circle Direct intermediation with banks and administrations
The Problem

What type of seizure does your property have?

Origin of seizure determines sale strategy. Not all seizures are equal nor solved in same way.

gavel

Judicial Seizure

Dictated by court as precautionary measure during execution process. Appears annotated in Property Registry with letter and volume/folio number.

Solution: Sale with charge cancellation in notarial act

account_balance

Treasury / AEAT Seizure

Tax Agency issues enforcement notice and annotates seizure for tax debts (Income Tax, VAT, Inheritance Tax). They have payment priority over other creditors.

Solution: Deferral or cancellation through sale price

corporate_fare

Social Security Seizure

Por deudas de autónomos o empresas con la Tesorería General. También actúa como acreedor privilegiado. Muy habitual en inmuebles heredados de empresarios.

Solution: Discount negotiation and simultaneous cancellation

Our Methodology

Expert Seizure Management in 3 Steps

01

Integral Charge Audit

We analyze registry simple note and all files to determine with accuracy amount of each seizure, their payment preferences and real maneuver margin for sale.

We identify if there are mortgages, Treasury seizures, Social Security or private creditors, and calculate surplus you will receive after liquidating all charges.

02

Negotiation with Creditors

We intermediate with banks, tax administrations and private creditors to obtain discounts on late interest and cancellation agreements linked to sale price.

If debt exceeds value of property, we negotiate with creditor reduction accepting obtained amount as total payment (short sale).

03

Strategic Sale with Simultaneous Cancellation

We position property before investors and buyers of our private network. At notarial signing, sale price is distributed simultaneously: part to creditor to cancel charge and part to seller as surplus.

Property Registrar registers cancellation and new ownership in single act.

Real Results

Cases that Return Peace of Mind

apartment Penthouse in Marbella

"Estábamos a solo tres semanas de la ejecución. Málaga Viviendas no solo encontró un comprador solvente, sino que negoció con el banco una reducción del 15% en los intereses acumulados. Cerramos en 12 días."

— Client, Marbella · Mortgage seizure · 2024

villa Inheritance with seizure

"Family property had Social Security seizures accumulated for years. Thanks to their technical management, we were able to sell above judicial appraisal price and distribute surplus among heirs without conflicts."

— Client, Malaga · TGSS + AEAT Seizure · 2023

Frequently Asked Questions

What you need to know about sale with seizures

Free Audit and Without Commitment

Does your property have a charge that prevents you from advancing?

Tell us your case. We review simple note, calculate real surplus after cancelling charges and propose most efficient action plan to recover your assets.

Request Free Analysis

Request your free valuation

No commitment. We'll call you within 2 hours during office hours.

Advisor Málaga Viviendas
1
Marta

Hi! I'm Marta, advisor at Málaga Viviendas.
How can I help you today?

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