Is your house going to go to judicial auction? Stop process, cancel your debt and save your financial history.
If you have received notification of mortgage execution and auction in BOE is imminent, time does not run: it flies. We help you sell your property express to liquidate total debt with bank before appointed day.
Total Disaster of Judicial Auction
When individual stops paying his mortgage loan, financial entity initiates procedure of mortgage execution that inevitably culminates with publication of property in Auction Portal of BOE.
Going to auction is worst possible scenario for debtor. Homes are awarded at prices much lower than market, attracted by professional "auctioneers" who seek exactly that advantage.
Danger nobody tells you
If maximum bid does not cover total debt (principal + interest + judicial costs of bank, which usually add 30% additional), bank will continue claiming difference during rest of your life, seizing future salaries, vehicles or any other good.
Guaranteed value loss
Homes in judicial auction are awarded at 50-60% of their real market value. You lose 40-50% of your assets in one day.
Financial history destroyed
ASNEF, RAI and CIRBE mark you for life, preventing you from accessing credits, rentals or any financial product in future.
Judicial costs that accumulate
Late interest, lawyer and attorney costs of bank, plus fees of justice administration lawyer are added to your original debt.
How We Stop Auction en 3 Pasos Clínicos
Localization of High Liquidity Investor
Traditional sale with buyer who needs mortgage is unviable: bank would take more than month to appraise and approve, and auction would execute before.
We need buyer with immediately available capital (cash) que pueda firmar en días, no en semanas. Activamos nuestra red de inversores de urgencia.
Request of Exact Balance to Court
Acudimos al juzgado que tramita la mortgage execution para solicitar el exact broken down debtor balance: quantity necessary to archive case (debt + interest + costs).
With this document, buyer knows exactly how much he must transfer to court deposit account to cancel execution.
Judicial Deposit and Cancellation
Before auction closing, buyer deposits owed money at court. The Civil Procedure Law obliges judge to suspend auction immediately due to satisfaction of creditor.
Surplus of sale price is delivered to you, managing to save part of your savings and your credit profile.
Why Voluntary Sale is Infinitely Better
Real example: Debt with bank 150,000 € · Real value of property 220,000 €
You let house go to Auction
House is awarded at 60% of value: 132,000 €
Bank collects 132,000 €... but still owed you 18,000 € additional
Result: No house · Still owe 18,000 € to bank · Future seizures · Ruined history
Express Emergency Sale
Sells fast with 20% discount: 176,000 €
Paid are 150,000 € to bank at court → Auction suspended
Surplus we bring you: 26,000 € cash for you
Resultado: Sin casa · Pero con 26.000 € · Deuda CERO · Historial limpio en 30 días
What you need to know before fatal date
Has countdown of auction begun?
Send us urgent message with auction date and debt amount. Our legal team will contact court directly immediately to paralyze process and search financial solution that saves your future.
You can also see other special real estate cases that we manage.
