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Plot exchange for future homes - Malaga Viviendas
Plots · Exchanges · Residential Developments · Malaga

Your plot deserves more than a sale. It deserves the capital gain of the homes that will be built on it.

If you sell the plot directly, you surrender all the development capital gain to the developer. With a well-structured exchange for future work, you participate in the final value of the constructed homes, with total legal shielding and strategic tax deferral.

check_circle Developer capital gain: 30-50% more value than direct sale
check_circle Registered resolutive condition: if the developer fails, you recover the plot
check_circle Bank guarantee covering 100% of the value of future homes
check_circle Income tax deferral until actual delivery of the homes
Comparative Financial Analysis

How much is your plot really worth?

The value of a plot is not the price a developer offers today. It is the percentage of the value of the homes that will be built on it.

sell Direct Sale of the Plot (The Immediate Option)

closeYou receive the current value of the land, surrendering ALL the development capital gain to the developer
closeYou pay tax on capital gain in Income Tax the same year (21-26%)
closeYou do not participate in the appreciation of the constructed homes

Example: Plot valued at 500,000 €

You receive: 500,000 € → Pay Income Tax: ~105,000 € → Net: 395,000 €

stars Exchange for Future Work (The Smart Option)

check_circleYou receive homes for a final market value of 30-50% higher than the land price
check_circleIncome tax is deferred until actual delivery of the homes (2-3 years later)
check_circleYou can sell the received homes free of charges or keep them as an investment

Same Plot valued at 500,000 €

You receive homes valued at: 725,000 € → Income tax deferral → Estimated net: 590,000 €

* Indicative figures. Each operation is analyzed individually according to the characteristics of the plot and the project.

Legal Security

The Shielding in 4 Levels that Protects Your Assets

A poorly structured exchange can leave you without a plot and without homes if the developer goes bankrupt. These 4 levels of protection prevent it.

1

Registered Resolutive Condition

The legal "panic button": if the developer fails deadlines or enters bankruptcy, the ownership of the plot reverts automatically to you without need for a long trial. It remains registered in the Property Registry as a preferential charge on the property.

2

First Order Bank Guarantee

Surety bonds that cover 100% of the value of the homes you will receive plus agreed interest. If construction is halted for any reason, the guarantor bank pays you without discussion and you execute the contract resolution.

3

Binding Quality Memorandum

A contractual annex that defines every technical detail: materials, finishes, installations and distribution of the homes you will receive. It cannot be modified unilaterally by the developer without your express consent.

4

Resolution Clause for Bankruptcy

Specific shielding against developer insolvency: the plot never enters the bankruptcy estate. Thanks to the registered resolutive condition, the plot can be recovered preferentially before the insolvency administrator liquidates it.

Frequently Asked Questions

Everything you need to know about the exchange for future work

Free Analysis of Your Plot

Do you have a plot in Malaga or the Costa del Sol?

We study buildability, the local market and the best exchange model to maximize your profitability with adequate legal shielding. If you already have an offer from a developer, we help you negotiate it and protect yourself correctly.

Request your free valuation

No commitment. We'll call you within 2 hours during office hours.

Advisor Málaga Viviendas
1
Marta

Hi! I'm Marta, advisor at Málaga Viviendas.
How can I help you today?

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